A Vehicle Designed with You in Mind

Trust Deed Investments
Diversifying Your Investments
Investing Options
Monthly Income Stream

Trust Deed Investments

Trust Deeds are recorded loans made to individuals and corporate borrowers secured by their Real Estate. Any individual can offer or make such a loan, although there are many legal thresholds and requirements needed to operate in this arena.

The interested investor would have to solicit scores of scenarios, conduct hundreds of hours of due diligence, spend money on credit reports, site inspections, review appraisals, document services, and legal fees, in order to end up with a few viable deals. The average investor could only afford to make perhaps a few of these loans, resulting in potentially dangerous concentration of money. Add in the staggering amount of legal knowledge required, and you have a full time job. The typical sophisticated investor is not looking to begin a new career, and would rather be assured that their money is being looked after wisely and conservatively by proven professionals.

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Diversifying Your Investments

Through the power of mutual investing, UniTrust offers you the strength, stability and diversity that bring comfort and peace of mind. Your individual funds, when combined with other investors' funds in a registered mortgage security, can be spread over many Trust Deeds, much like a stock mutual fund focused on a profitable sector of the real estate market.

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Investing Options

Investing can begin with as little as $25,000. If you are interested in investing larger amounts of $500,000 and more, we can offer you the added bonus of a customized program that lets you invest directly in individual Trust Deeds, if you wish.

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Monthly Income Stream

One of the best parts of this program is that monthly interest payments are typically distributed to the investor or their retirement vehicle. Your monthly proceeds can be automatically deposited into any institutional account you maintain and web-based access to your account details is available 24/7.

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Collateral

Standard Collateral includes Office and Apartment Buildings, Specialized and Single Use Properties, Land, and Residential Owner & Non-Owner Properties. Higher yielding opportunities are found in Acquisition and Development Projects, Construction, and Mezzanine Loans. Wherever sound lending practice and law dictate, personal, corporate and/or trust guarantees are required of the borrowers, in addition to the real estate collateral.

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Yields

Standard returns are usually in the range of 8-11%. Higher yields of 12-16% can be earned on mezzanine, acquisition and development, and construction loans.

Specialized Investments: The highest yields of 16-30% can be earned on specialized investments such as distressed loan pools and REO properties. These are only offered to individual investors or hedge funds able to commit the sizeable funds necessary for these transactions. These specialized investments are not part of the standard investment portfolio.

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Due Diligence

The staff at UniTrust has dealt with many unique situations and can draw on a wealth of expertise in analyzing deals. Complete files are prepared on all potential loans. This includes legal, financial, and property information such as loan applications, verified financial documentation, credit and title reports, entity documents, sources/uses of funds, and appraisals. Through borrower interviews we are usually able to get the "back story" to the loan request, that helps shed light on whether this is a sound investment. In addition, an onsite property inspection is conducted on every deal by a UniTrust staff member, or a qualified licensed third party.

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Legal

All formation and loan documents are prepared according to applicable law. UniTrust has working relationships with several law firms, each with expertise in different areas of the real estate and finance arenas.

Loan servicing on Trust Deeds is retained and handled for us by a bonded, experienced servicing firm.

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